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Trackday Insurance #69521
10/03/2006 20:20
10/03/2006 20:20

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This is mentioned in the Greenlight thread further down, and is something I'm considering.

With or without insurance, what's the score if someone messes it up and crashes into you on a trackday? That someone who, of course, may or may not themselves be insured?

Thanks

Re: Trackday Insurance #69522
10/03/2006 21:19
10/03/2006 21:19

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Trackday insurance only covers your car. If someone crashes into you - or you crash into someone else etc. It makes no difference, i.e you can't get your car fixed on someone else track day insurance if they plow into the back of you.

Re: Trackday Insurance #69523
10/03/2006 21:40
10/03/2006 21:40

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Thanks Si. Pretty much a must then. I doubt DirectLine will offer this to me, so who to go to for this cover per day, instead of an addition to a 'normal' policy?

Re: Trackday Insurance #69524
10/03/2006 21:43
10/03/2006 21:43
Joined: Dec 2005
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Both feet in Meldrew Ave
Cappo Offline
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Both feet in Meldrew Ave
The cheapest track day insurance usually involves dragging it out to the nearest main road (using a 3.9 Rangie!), pushing it into a hedge and reporting a diesel spill!





Habeus Maximus V8 Nihilum

Re: Trackday Insurance #69525
10/03/2006 21:46
10/03/2006 21:46

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Competition Car Insurance
0115 941 5255
www.competition-car-insurance.co.uk

You can get one day cover through these guys. Highwayman might be able to help you out as well. I get mone covered via greenlight for a one off cost per day - they also do my road insurance though.

There was a massive thread on this on the old forum - I dont suppose anyone's saved it???

Re: Trackday Insurance #69526
10/03/2006 22:16
10/03/2006 22:16

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Quote:

The cheapest track day insurance usually involves dragging it out to the nearest main road (using a 3.9 Rangie!), pushing it into a hedge and reporting a diesel spill!




I'll remember that one just in case. Good job you're only a few mins down the road from Brands

Re: Trackday Insurance #69527
11/03/2006 02:03
11/03/2006 02:03

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Richard

You can also get single or multi day cover from Moris for around £70-80. They also offer breakdown cover to get you home for a reasonable price .

If you want to go the whole hog, I have my car insured through HIC for on-road and track use. The excess for track use is £1000 , but I only paid about £150 extra for a whole years cover. They also offer a guaranteed value scheme, so you don't even need to argue the toss about what your car is worth in the event of the worst happening .

Phil

Re: Trackday Insurance #69528
11/03/2006 02:57
11/03/2006 02:57

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Cheers guys, I will sort something out. Pussying about on track worried someone'll hit me kinda defeats the whole exercise

I'll take a one-dayer then look to go the whole hog if I get hooked like you Phil

Re: Trackday Insurance #69529
11/03/2006 02:59
11/03/2006 02:59
Joined: Dec 2005
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Bath
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Joined: Dec 2005
Posts: 2,821
Bath
Quote:

Quote:

The cheapest track day insurance usually involves dragging it out to the nearest main road (using a 3.9 Rangie!), pushing it into a hedge and reporting a diesel spill!




I'll remember that one just in case. Good job you're only a few mins down the road from Brands




Be aware that on two occasions now I have heard of this backfiring, as the trackday operator has reported the accident. The individuals then tried to make a claim as if the accident occured on the public road to be told they already knew where, when and how the accident occured!
One of these individuals was/is on the SXOC.


Corvette C6 (manual of course)
Re: Trackday Insurance #69530
11/03/2006 03:00
11/03/2006 03:00
Joined: Dec 2005
Posts: 2,821
Bath
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Joined: Dec 2005
Posts: 2,821
Bath
Quote:


I'll take a one-dayer then look to go the whole hog if I get hooked like you Phil





There will be no IF, you WILL be hooked, guaranteed.


Corvette C6 (manual of course)
Re: Trackday Insurance #69531
19/03/2006 17:01
19/03/2006 17:01

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I have added competition Ins to the list

http://www.fiatcoupeclub.org/forum/showflat.php?Cat=0&Number=31000&page=0&vc=1#Post31000

If there are any more insurers worth including, let me know.

cheers

btw: anyone got any quotes for trackday?

Re: Trackday Insurance #69532
20/03/2006 15:24
20/03/2006 15:24

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Just to be slightly picky . Whilst Moris and Competition Car Insurance do specific track day policies, only covering you whilst you are on track, HIC do standard on-road policies that extend to cover the car for track days, albeit with an increased excess. This is an important distinction, as with HIC you get annual cover for track days for approx. £150 more than you can get an on-road policy elsewhere, whereas Moris are likely to charge you between £70 and £90 for a single day.

Basically, if you are thinking of doing more than a couple of track days a year, HIC are worth considering come renewal time .

Phil

Re: Trackday Insurance #69533
20/03/2006 15:25
20/03/2006 15:25

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Oh, and I almost forgot, HIC offer agreed valuation for a small additional fee and are quite happy if you have modified the car .

Phil


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